Here’s a little tip , for people worried about passwords and security.
It’s a strategy/tip I haven’t seen mentioned anywhere, but I’m probably not the person who invented it.
A lot of people are concerned about password managers (e.g. Lastpass) because in theory, if someone had your MASTER password, then they would have instant access to all your passwords. (Which is true)
So what’s the tip?
Well… Before I get to that…
- Always use 2-factor authentication where possible, but ESPECIALLY on your critical identity and financial apps, e.g. email, banking, and so on.
- Use a password manager and long, complex passwords. Longer is more important than complex.
- DONT EVER use the same passwords on your critical identity and financial apps. You don’t want someone to have access to your Facebook AND email at the same time.
The most critical identity apps are like,
Facebook, email, work email, gov sites, bank and financial, etc.
What’s the theory behind the tip?
The theory is that we can add to multi factor auth with extra factors based on
- Something you have (like your phone)
- Something you know (like a PIN or a password)
- Something you are (like your fingerprint)
Ok so on to the actual tip.
WHATS THE TIP???
The tip is to have the “Something you know” , the password, separated into the Password (from your Password manager) and a SECRET or a PIN which is only known to you, and not stored in the p/w manager.
So basically, your banking password will be
[Bank password] + [PIN code which you memorised]
The bank password is stored on your password manager, but the PIN isn’t. It’s in your head. It doesn’t have to be unique or complex or long, it could be something simple and memorable, but the simple fact that you have joined together 2 x “secrets” which are in multiple locations (your cloud and your brain) means that it is going to be so much harder to break.
so EVEN if someone gets your bank password, they can’t get into your bank login.
EVEN IF someone gets into your password manager, they can’t get into your email or bank login.
Simple tip but haven’t seen it promoted anywhere, so I thought I would share it.