Saving a few bucks - bargains and costs savings

Qantas has already announced it will happen

Approved! $186 dollarydoos better off.

Thank you so much SN. Will happily buy you a beer/coffee should we ever cross paths

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100%. I buy them online immediately before I make the purchase (online) or head to the supermarket.

In Canberra we have the “to good to waste” app. Can pick up great food at the end of the day at significant discount.

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Just be aware the time to bank account could either be fast or slow. My partner and I applied same night, hers arrived in 5 days, mine in 15.

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Even if you’re paying monthly nearly all insurance types can only have the premium increased once a year.

Paying health insurance for a year in March is smart as you lock in the price before the 1 April increases.

$120 credit to switch to origin if you are a linkt customer. Check rates though.

Not true - things like health insurance yes - but anytime there’s a significant increase in risk premiums might go up in other insurances. Its something you should always pay annually.

Even when you pay monthly, for a non-health insurance policy you’re actually paying 12 instalments on an annual policy. Car, home, business, they all run this way. Premiums for new policies go up during the year, but your premiums can only increase when the 12 month policy expires.

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Sounds a bit like the ‘Cole’s chicken promise’.

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[quote=“sausageroll, post:20, topic:40187”]

f you have a home loan, churning that can be a BIG saver. Your acquiring lender makes it easy

[/quote

Unsure what this means?]

You just change your home loan to another.

Most people never do. They just stick with the one bank, credit union etc the whole time.

It’s incredibly easy and you can save thousands and thousands of dollars doing it over the course of paying down your debt.

There is no loyalty bonus staying with the one bank.

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KFC.

30 nugs for $10 via the app.

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Trip to the hospital?

That too is free via ambulance with health insurance.

Win win!!

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we have a recurring appointment set up with our broker every 2 years. It’s a pain in the arse every time but it does save money. I’m always much happier when the current lender matches or at least gets close to the market offer.

Last time around we told ANZ (previous lender) we were considering leaving because we could get 0.3% better elsewhere.

They countered by saying well we can offer you either 0.2% higher rate than we were currently on, or a completely different loan with 0.4% higher rate.

Somehow they were still surprised when we left.

It’s not free with health insurance, you’re paying for it.

If you live near a hospital and are out and about and want a lift home.

Call an ambulance. Fake something.

Just walk out of the ED and go home.

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Ambulances are free to all in Qld. That must be why l see so many of them around. I have had to pull over and make way for more ambulances in the last year of so here in Brissy, than in 20 years elsewhere.

And then have a genuine heart attack when the ambulance takes off to a hospital in the opposite direction.

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